Gold liquidity, side by side
Need cash against your gold? Three roads, three bills.
Sell the metal, wrap it as a token and borrow on-chain, or pledge the bars and keep them. Move the sliders and watch what each road costs, and where each one breaks if gold drops.
Your situation
Equity left after the term, by gold price move
Sell and rebuyToken loanPledge physicalLines stop where a loan gets liquidated. Dashed line: your chosen move.
Assumptions you can see
Spot default of $4,150/oz is rounded from public quotes of $4,160 to $4,216 in early October 2026; set it to today's price. Dealer spread, token fees, on-chain APR, token LTV limits and loan terms below are modeling assumptions, not quotes from any lender or protocol. Tokenized gold market size figures from public sources conflict ($2.8B+$2.5B vs. over $6B), so the model doesn't depend on them. Interest is simple, tax is a flat rate on realized gain, and we ignore gas and storage fees. This is a thinking tool, not tax or lending advice.